State of Arizona’s Minimum Coverage: What Does It Entail? Car insurance companies in Arizona are required to offer a basic state-mandated policy, in order to provider coverage in case of injuries from accidents. Although it follows that the more coverage you purchase, the better you’re protected from financial risks, the state requires only that you [...]

Comprehensive Insurance: Are You Fully Covered Comprehensive coverage includes protection from the consequences of fire and theft, as well as vandalism, lightening, flooding, and other external factors outside of your control.  Comprehensive insurance is effective if you want maximum protection for your vehicle, especially if your vehicle is newer. Likewise, if you obtained a loan to purchase your vehicle, comprehensive insurance is generally [...]

Personal Injury: Passengers in Uninsured Cars and Negligence on Behalf of the Driver If you are a passenger with coverage but the car you are riding in doesn’t have insurance when are involved in an accident In most circumstances your personal automobile insurance may apply. As a passenger who is not responsible for the accident, [...]

Additional Types of Car Insurance MedPay – Medical Payments benefits (or “MedPay”) provide an added layer of coverage within an auto insurance policy. In some states MedPay is known as personal injury protection, or “PIP” coverage. MedPay provides payment for necessary and reasonable medical expenses incurred as the result of a car accident. This coverage [...]