Types of Collections Activities

The four most effective and common types of debt collection activities in Arizona are the demand letter, mediation, arbitration, and litigation. The value of these processes is all case-specific, but the particulars of each one are explained below. This is the fourth in a series of articles from the Pak & Moring law from about debt collection and business contract law. It deals specifically with the benefits of Demand Letters and Mediation to Arizona businesses, with Arbitration and Litigation discussed in the following article.

Demand Letters

This as letter from Pak & Moring drafted on your behalf and sent to the debtor. It features a history of the transactions, evidence of all money owed, and demands payment of your account receivable.
This approach has many advantages: it is the quickest and least expensive action that a law firm can take to resolve your debt issues. Likewise, official statements drafted by lawyers tend to expedite the actions of debtors who are stalling for no good reason. Demand letters get attention, and are generally the very first legal step a business should take to convince a customer to pay debt they owe.

Mediation

A medication is out-of-court method of resolving the debt in question. All parties (the business and the debtor), as well as their legal council and a 3rd party mediator facilitate. In this process, a trained mediator (generally a lawyer with many years of contract law experience) will function as a liaison between the desires of both groups in helping them understand one another’s position. Mediation avoids the costly and lengthy process of litigation and will generally result in a decision faster than waiting for a trial. However, this method is contingent upon both sides reaching an agreement at the mediation. Both sides come out of the mediation understanding one another, even if the case does not settle. If you find yourself interested in pursuing any type of debt collection against someone who owes you money, contact Pak & Moring to discuss your situation, and see if we can help you receive the funds you are owed.

(Please note: while informative, these posts are not intended to be formal legal advice and are not completely authoritative and should not be solely relied on as a primary basis for legal action.)

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